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General Contact Information

Phone: 646-312-1360


Mailing Address:

Baruch College, Financial Aid Services
One Bernard Baruch Way,
Box H-880
New York, NY 10010-5585

Walk-In Address:

151 25th Street, Room #880

Financial Aid

Graduate Financial Aid Information

We are thrilled that you chose Baruch College to further your educational career!  The Office of Financial Aid offers graduate and professional students enrolled in degree programs federal aid to assist them in funding their college education. Below is a list of financial aid options available to you and your next steps to successfully apply.

Types of aid available to Graduate and Professional students

William D. Ford Federal Direct Unsubsidized Loan

    Eligible students may borrow up to $20,500 per aid year
    There is no requirement to demonstrate financial need as long as you are within your Cost of Attendance (COA)
    Interest accrues during your enrollment
    Must be enrolled and attend at least half-time each semester to qualify

Direct Graduate PLUS Loan

    A credit check will be performed during the application process
    If you have an adverse credit history, you must obtain an endorser
    Eligible students who have exceeded their maximum unsubsidized loan amount of $20,500 and need additional funds to meet their Cost of Attendance (COA) may apply

Federal Work- Study (FWS) Program

    Provides part-time employment for students with financial need
    Work-study can be requested through the FAFSA
    This grant is awarded on a first come, first serve basis, so be sure to file your FAFSA early
    Must request your interest in work-study on your FAFSA



For Graduate Assistantships, Fellowships and Scholarships, please contact the prospective graduate program that you will be attending.

Educational Alternative Loans

    Private loans are offered by independent loan servicers
    Eligibility for private loans depends on you and/or your cosigner’s credit score
    The interest rates charged on private loans can be either fixed or variable, depending on the loan, and may be higher than interest rates for Federal Direct Loans

Federal Direct Unsubsidized Loan Checklist:

*Graduate certificate programs are not eligible for Federal Financial Aid (Unsubsidized loans & Graduate PLUS Loans)

Online Forms

  • To adjust the semester(s) of your loan and/or the amount, complete the Federal Direct Loan Change Form . NOTE: Your Baruch username and password is required to login. If you are having trouble retrieving your Baruch credentials, click here.
  • To apply for a Graduate PLUS loan visit

Financial Aid for Summer

  • If you are enrolled for at least 6 credits during the summer session or between multiple sessions, you may be eligible for a Federal Direct Unsubsidized Loan.
  • To apply for a summer federal loan, review and complete all requirements listed in the Direct Unsubsidized Loan checklist above and submit a Federal Direct Loan Change Form.


2020-2021 Federal Direct Loan Important Dates

Disbursement Date*
Request Deadline

Summer 2020



Fall 2020



Spring 2021



 *Federal loans are disbursed to the college in two payments. Disbursements occur weekly after the earliest date for each term listed above. 

Financial aid awards (with the exception of federal work-study) are first applied to any outstanding balance within the award year in order of the disbursement dates. Remaining funds are then direct deposited (if enrolled) or mailed to the address noted on CUNYfirst.

To view your disbursement date:

  • Login to your CUNYfirst account
  • Click on Student Service Center
  • Click on View Financial Aid
  • Select the aid year you wish to view (2021)
  • Under Aid Year, you will see your total awards for the academic year
  • Under Terms, you will see the amount of awards allocated by each term(s)
  • To view your initial loan disbursement date, select View Schedule Disbursement Dates

E-mail should you have additional questions regarding loans and borrowing!