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General Contact Information

Phone: 646-312-1360

Fax: 646-312-1361


Mailing Address:

Baruch College, Financial Aid
One Bernard Baruch Way,
Box H-0880
New York, NY 10010-5585

Walk-In Address:

151 25th Street, Room #880

Financial Aid

Alternative Loans

There are several lenders who offer loans that are not backed by the federal government. Most of these loans will require that you have good credit and/or require a cosigner. Many lenders approve loans to International Students as long as they have a credit worthy cosigner who is either a U.S. citizen or permanent resident.

Alternative Loans are offered through private lenders and are meant to provide additional educational funding only after a student and his/her family has exhausted all other sources of funding such as federal and state aid. These loans are not guaranteed by the federal government and may carry high interest rates and origination fees. All the loans require a credit check and most will require a cosigner if the borrower has little or negative credit history.

CUNY does not recommend any specific lender/programs. Contact the lender of your choice for details about their program and application process.

Alternative/private loans certifications are processed within seven (7) business days from the day they are received by our office.  Upon being processed and if eligible, the awarded amounts will appear on the student’s CUNYfirst account.  Students are required to access their CUNYfirst account regularly to view their status and awards.