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Table 14.II.A

Specified Owners
Occupied Units - With a Mortgage

U.S. and New York1

 
     
  2012  
    US New York1  
  Owner-Occupied Units With a Mortgage
48,726,257
2,389,045
 
  Value  
    Less than $50,000
4.8%
1.0%
 
    $50,000 to $99,999
14.7%
1.4%
 
    $100,000 to $149,999
17.4%
2.5%
 
    $150,000 to $199,999
16.4%
4.7%
 
    $200,000 to $299,999
19.7%
16.9%
 
    $300,000 to $499,999
16.6%
41.0%
 
    $500,000 or more
10.2%
32.5%
 
  Total Percentage
100%
100%
 
  Median (in dollars)
$187,600
$403,400
 
  Mortgage Status
 
  With either a second mortgage, or
home equity loan, but not both
17.9%
19.8%
 
  -Second mortgage only
4.5%
3.1%
 
  -Home equity loan only
13.4%
16.7%
 
  Both second mortgage and home equity loan
0.7%
0.8%
 
  No second mortgage and no home equity loan
81.4%
79.4%
 
  Total Percentage
100%
100%
 
  Household income in the past 12 months
(in 2011 inflation-adjusted dollars)
 
    Less than $10,000
2.2%
1.6%
 
    $10,000 to $24,999
7.0%
4.2%
 
    $25,000 to $34,999
6.7%
4.1%
 
    $35,000 to $49,999
11.8%
6.8%
 
    $50,000 to $74,999
20.4%
14.3%
 
    $75,000 to $99,999
16.7%
14.8%
 
    $100,000 to $149,999
19.8%
23.9%
 
    $150,000 or more
15.4%
30.2%
 
  Total Percentage
100%
100%
 
  Median Household Income (in dollars)
$77,199
$105,920
 
  Ratio of value to household income
in the past 12 months
 
  Less than 2.0
38.1%
16.1%
 
  2.0 to 2.9
24.2%
23.5%
 
  3.0 to 3.9
13.1%
17.2%
 
  4.0 or more
24.0%
42.8%
 
  Not computed
0.5%
0.4%
 
  Total Percentage
100%
100%
 
         
  2011  
    US New York1  
  Owner-Occupied Units With a Mortgage
49,325,615
2,346,900
 
  Value  
    Less than $50,000
4.6%
1.0%
 
    $50,000 to $99,999
14.3%
1.2%
 
    $100,000 to $149,999
17.3%
2.3%
 
    $150,000 to $199,999
16.5%
4.1%
 
    $200,000 to $299,999
19.9%
15.6%
 
    $300,000 to $499,999
17.0%
41.6%
 
    $500,000 or more
10.5%
34.3%
 
  Total Percentage
100%
100%
 
  Median (in dollars)
$190,200
$413,700
 
  Mortgage Status
 
  With either a second mortgage, or
home equity loan, but not both
19.6%
21.6%
 
  -Second mortgage only
4.9%
3.6%
 
  -Home equity loan only
14.7%
18.0%
 
  Both second mortgage and home equity loan
0.8%
1.0%
 
  No second mortgage and no home equity loan
79.6%
77.4%
 
  Total Percentage
100%
100%
 
  Household income in the past 12 months
(in 2011 inflation-adjusted dollars)
 
  Less than $10,000
2.4%
1.5%
 
  $10,000 to $24,999
7.3%
4.4%
 
  $25,000 to $34,999
6.9%
3.9%
 
  $35,000 to $49,999
12.1%
7.1%
 
  $50,000 to $74,999
20.8%
14.6%
 
  $75,000 to $99,999
16.7%
14.8%
 
  $100,000 to $149,999
19.3%
24.2%
 
  $150,000 or more
14.6%
29.6%
 
  Total Percentage
100%
100%
 
  Median Household Income (in dollars)
$75,614
$105,502
 
  Ratio of value to household income
in the past 12 months
 
  Less than 2.0
36.2%
14.4%
 
  2.0 to 2.9
24.2%
22.4%
 
  3.0 to 3.9
13.7%
18.1%
 
  4.0 or more
25.3%
44.6%
 
  Not computed
0.6%
0.5%
 
  Total Percentage
100%
100%
 
         
  2010  
    US New York1  
  Owner-Occupied Units With a Mortgage
50,339,500
2,424,396
 
  Value  
    Less than $50,000
4.5%
0.8%
 
    $50,000 to $99,999
13.3%
1.1%
 
    $100,000 to $149,999
16.6%
1.8%
 
    $150,000 to $199,999
16.2%
3.6%
 
    $200,000 to $299,999
20.3%
13.9%
 
    $300,000 to $499,999
17.8%
42.2%
 
    $500,000 or more
11.1%
36.6%
 
  Total Percentage
100%
100%
 
  Median (in dollars)
$197,300
$431,400
 
  Mortgage Status
 
  With either a second mortgage, or
home equity loan, but not both
21.7%
23.3%
 
  -Second mortgage only
5.7%
3.8%
 
  -Home equity loan only
16.1%
19.5%
 
  Both second mortgage and home equity loan
0.9%
1.0%
 
  No second mortgage and no home equity loan
77.4%
75.8%
 
  Total Percentage
100%
100%
 
  Household income in the past 12 months
(in 2011 inflation-adjusted dollars)
 
  Less than $10,000
2.3%
1.6%
 
  $10,000 to $24,999
7.4%
4.3%
 
  $25,000 to $34,999
7.1%
3.9%
 
  $35,000 to $49,999
12.6%
7.3%
 
  $50,000 to $74,999
21.3%
15.0%
 
  $75,000 to $99,999
16.8%
15.0%
 
  $100,000 to $149,999
18.9%
24.6%
 
  $150,000 or more
13.5%
28.3%
 
  Total Percentage
100%
100%
 
  Median Household Income (in dollars)
$73,892
$103,864
 
  Ratio of value to household income
in the past 12 months
 
  Less than 2.0
33.1%
12.7%
 
  2.0 to 2.9
24.4%
20.5%
 
  3.0 to 3.9
14.5%
18.0%
 
  4.0 or more
27.5%
48.3%
 
  Not computed
0.5%
0.5%
 
  Total Percentage
100%
100%
 
         
 
Notes:
The estimate for median value, monthly housing costs, median monthly housing costs, real estate taxes and median real estate taxes for previous years is adjusted for inflation to the current year.

1New York - Comprises New York - Nothern New Jersey - Long Island, NY-NJ-PA Metropolitan Statistical Area
 
   
   

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Source:
U.S Census - American Community Survey (Table S2506)

 

 

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