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Table 10.X

Specified Owner-Occupied Units With a Mortgage

U.S. and New York

  US New York¹
Owner-Occupied Units With a Mortgage 51,164,197 674,508
Value    
  Less than $50,000 4.5% 0.6%
  $50,000 to $99,999 14.0% 1.1%
  $100,000 to $149,999 16.4% 1.8%
  $150,000 to $199,999 14.3% 3.3%
  $200,000 to $299,999 17.5% 11.1%
  $300,000 to $499,999 18.8% 40.5%
  $500,000 or more 14.5% 41.6%
Median (dollars) 203,900 459,600
Mortgage status    
With either a second mortgage, or home equity loan, but not both 25.1% 25.3%
Second mortgage only 6.1% 3.5%
Home equity loan only 19.0% 21.8%
Both second mortgage and home equity loan 1.1% 1.2%
No second mortgage and no home equity loan 73.8% 73.5%
Household income in the past 12 months (in 2007 inflation-adjusted dollars)    
Less than $10,000 2.2% 1.5%
$10,000 to $24,999 7.0% 3.9%
$25,000 to $34,999 7.2% 3.9%
$35,000 to $49,999 12.9% 7.7%
$50,000 to $74,999 22.4% 16.4%
$75,000 to $99,999 17.6% 16.7%
$100,000 to $149,999 18.3% 24.5%
$150,000 or more 12.4% 25.4%
Median Household Income (dollars) 72,728 99,832
Note :
The estimate for median value, monthly housing costs, median monthly housing costs, real estate taxes and median real estate taxes for previous years is adjusted for inflation to the current year.
1 New York - Comprises New York- Nothern New Jersey - Long Island, NY-NJ-PA Metropolitan Statistical Area
   
Source
U.S. Census Bureau. 2007 American Community Survey. Table 2506.

 

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