Financial Aid
Cost of Attendance 2012-2013
Each year CUNY develops student expense budgets that are used to determine a students’ financial need. Student expense budgets include actual tuition and fee costs as well as allowances for the cost of books and supplies, transportation, food, housing and personal expenses. These student expense budgets are developed using information from the U. S. Bureau of Labor Statistics for living costs in New York City.
These expense budgets represent the maximum amount of Financial Aid that students may receive from all aid sources, including loans.
The Office of Financial Aid Services will budget you based upon your response to your the FAFSA question of whether you will live with parents, on campus or off campus.
There are two student expense budget categories:
- Living With Parent budget
- Living Away From Parent budget
A nine-month (Fall and Spring semesters) student expense budget is used to determine financial need for the 2012-13 academic year. Below are the components of a student budget.
| Living With Parent | ||||||||
| >= HALF TIME | 1.5 MONTHS | 3 MONTHS | 4.5 MONTHS | 6 MONTHS | 7.5 MONTHS | 9 MONTHS | 10.5 MONTHS | 12 MONTHS |
| BOOKS AND SUPPLIES * | $208 | $416 | $624 | $832 | $1,040 | $1,248 | $1,456 | $1,456 |
| TRANSPORTATION | $164 | $329 | $493 | $657 | $822 | $986 | $1,150 | $1,315 |
| LUNCH | $184 | $368 | $553 | $737 | $921 | $1,105 | $1,289 | $1,473 |
| PERSONAL EXPENSES | $297 | $593 | $890 | $1,187 | $1,483 | $1,780 | $2,077 | $2,373 |
| HOUSING | $281 | $562 | $843 | $1,123 | $1,404 | $1,685 | $1,685 | $1,685 |
| BLOCK BUDGET ** | $1,134 | $2,268 | $3,403 | $4,536 | $5,670 | $6,804 | $7,657 | $8,302 |
| CHILD CARE | $527 | $1,053 | $1,580 | $2,106 | $2,633 | $3,159 | $3,686 | $4,212 |
| HOUSING EXCLUSION | ($281) | ($562) | ($843) | ($1,123) | ($1,404) | ($1,685) | ($1,685) | ($1,685) |
| BUDGET w/CHILD CARE | $1,661 | $3,321 | $4,983 | $6,642 | $8,303 | $9,963 | $11,343 | $12,514 |
| BUDGET w/HOUSING EXCLUSION | $853 | $1,706 | $2,560 | $3,413 | $4,266 | $5,119 | $5,972 | $6,617 |
| BUDGET w/CHILD CARE & HOUSING EXCLUSION | $1,380 | $2,759 | $4,140 | $5,519 | $6,899 | $8,278 | $9,658 | $10,829 |
| + TUITION | + TUITION | + TUITION | + TUITION | + TUITION | + TUITION | + TUITION | + TUITION | |
| + FEES | + FEES | + FEES | + FEES | + FEES | + FEES | + FEES | + FEES | |
| < HALF TIME | ||||||||
| TOTAL | $123 | $246 | $369 | $491 | $614 | $737 | $860 | $983 |
| CHILD CARE | $264 | $527 | $790 | $1,053 | $1,317 | $1,580 | $1,843 | $2,106 |
| TOTAL w/CHILD CARE | $386 | $772 | $1,159 | $1,544 | $1,931 | $2,317 | $2,703 | $3,089 |
| + TUITION | + TUITION | + TUITION | + TUITION | + TUITION | + TUITION | + TUITION | + TUITION | |
| + FEES | + FEES | + FEES | + FEES | + FEES | + FEES | + FEES | + FEES |
| Living Away from Parent | ||||||||
| >= HALF TIME | 1.5 MONTHS | 3 MONTHS | 4.5 MONTHS | 6 MONTHS | 7.5 MONTHS | 9 MONTHS | 10.5 MONTHS | 12 MONTHS |
| BOOKS AND SUPPLIES * | 208 | 416 | 624 | 832 | 1,040 | 1,248 | 1,456 | 1,456 |
| TRANSPORTATION | 164 | 329 | 493 | 657 | 822 | 986 | 1,150 | 1,315 |
| PERSONAL EXPENSES | 659 | 1,318 | 1,977 | 2,636 | 3,295 | 3,954 | 4,613 | 5,272 |
| HOUSING ** | 1,470 | 2,940 | 4,410 | 5,880 | 7,350 | 8,820 | 10,290 | 11,760 |
| FOOD (AT HOME) | 330 | 659 | 989 | 1,318 | 1,648 | 1,977 | 2,307 | 2,636 |
| LUNCH | 184 | 368 | 553 | 737 | 921 | 1,105 | 1,289 | 1,473 |
| BLOCK BUDGET *** | $3,015 | $6,030 | $9,045 | $12,060 | $15,075 | $18,090 | $21,105 | $23,912 |
| CHILD CARE | $527 | $1,053 | $1,580 | $2,106 | $2,633 | $3,159 | $3,686 | $4,212 |
| HOUSING EXCLUSION | ($1,470) | ($2,940) | ($4,410) | ($5,880) | ($7,350) | ($8,820) | ($10,290) | ($11,760) |
| MEDICAID | ($265) | ($529) | ($794) | ($1,059) | ($1,323) | ($1,588) | ($1,853) | ($2,117) |
| BUDGET w/CHILD CARE | $3,542 | $7,083 | $10,625 | $14,166 | $17,708 | $21,249 | $24,791 | $28,124 |
| BUDGET w/HOUSING EXCLUSION | $1,545 | $3,090 | $4,635 | $6,180 | $7,725 | $9,270 | $10,815 | $12,152 |
| BUDGET w/MEDICAID EXCLUSION | $2,750 | $5,501 | $8,251 | $11,001 | $13,752 | $16,502 | $19,252 | $21,795 |
| + TUITION | + TUITION | + TUITION | + TUITION | + TUITION | + TUITION | + TUITION | + TUITION | |
| + FEES | + FEES | + FEES | + FEES | + FEES | + FEES | + FEES | + FEES | |
| < HALF TIME | ||||||||
| TOTAL | $123 | $246 | $369 | $491 | $614 | $737 | $860 | $983 |
| CHILD CARE | $263 | $527 | $790 | $1,053 | $1,316 | $1,580 | $1,843 | $2,106 |
| TOTAL W/CHILD CARE | $386 | $772 | $1,158 | $1,544 | $1,930 | $2,317 | $2,703 | $3,089 |
| + TUITION | + TUITION | + TUITION | + TUITION | + TUITION | + TUITION | + TUITION | + TUITION | |
| + FEES | + FEES | + FEES | + FEES | + FEES | + FEES | + FEES | + FEES |
- The Housing component of the Living Away From Parent budget is derived using average housing charges for a rental apartment in metropolitan New York, using the assumption that the student is sharing the housing costs with a roommate.
- The Personal Expenses component includes an allowance for medical expenses and/or health insurance.
- Independent students who incur expenses for dependent care (either child care or elder care) may have their expense budget adjusted.
- The Housing component of the Living Away From Parent budget is derived using average housing charges for a rental apartment in metropolitan New York, using the assumption that the student is sharing the housing costs with a roommate.
- The Personal Expenses component includes an allowance for medical expenses and/or health insurance.
- Independent students who incur expenses for dependent care (either child care or elder care) may have their expense budget adjusted.
- Out of State budgets assume enrollment of 15 credits per semester
Sample Annual Undergraduate Student Expense Budgets:
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Sample Graduate Student Expense Budgets: ( Students enrolled in programs that charge a higher rate of tuition or who pay additional program fees will have their budget adjusted accordingly.)
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